Vision 2. Digital Currency

Background

• A currency in digital form to be used among electronic devices
• Bill Notes/Checks -> Plastic cards -> Virtual Cards -> Virtual Currency (a currency or just a final product?)
• Credit/Debit system from banking
• Exchange value (circulativeness and popularity)
• Security (ID and traceable)
• Ultimate Goal: A currency for all currencies to exchange (It is USD now.)

• Limitation: Governments & Regulations Allow or not Allow in one country (potential market size and how fast it can grow.). Limit to consumer finance in most countries so far. China government allows Ali Pay &Wechat Pay work as a Digital Currency but has a lot controls over these companies

Credit Card Base

• VISA
• MASTER
• Paypal from eBay: the 3rd party payment over VISA/MASTER
• Square: POS for small merchants
• Amazon
• Euro: single currency of EU but no finance flexibility and control

Debit Card Base

• Alibaba (AliPay): B2B, B2C to form a platform and credit data -> Mutual Fund, Banking
• Wechat Pay

Mobile Payment

• Wechat Pay, AliPay (QR Code, In-App, Web-Based payments)
• iPhone NFC (virtual credit card), Samsung NFC
• Square: audio-jack reader & POS for small merchants

Gift Card Base and Bonus for Membership

Virtual Currency

Product 05. AI Device- Electrical Appliance

1. Features

• 1.1 AI role playing
• User (with Receptive character) vs. memory AI (with Hoarding character): The Appliance tell you steps for how to cook a dish.
• User (with Hoarding character) vs. memory AI (with Hoarding character): You tell the Appliance steps for how to cook a dish..
• Event or sales representative (with Marketing character): special dishes or recipes of friends/Youtuber/celebrity/commodity
• ID User
• 1.2 Hardware: Bluetooth, Wifi, Voice command (voice engine), simple buttons (Power on/off, Audio speaking/listening, state of the appliance..)
• 1.3 Software: Phone APP or web browser of setting pages
• 1.4 Content provider: Everyone can record and set his/her dishes easily by phone app and leave a file for friends, customers, any others to set easily.

2. Dialogue Design Example

• 2.1 User initiates a dialogue:
• User: Cook rice
• Speaker: Wash rice for how many people?
• User: 4 people.
• Speaker: Wash 4 measuring cups of rice and then add water until the scale of 4 of the pot.
• Appliance: [Show states: to steep the rice for 30 minutes and then cook 30 minutes until it's done and keep it warm]

• 2.2 Speak initiates a dialogue:


• Speaker: Do you like to record a recipe?
• User: Yes. soybean milk
• Speaker: ID yourself, please.
• User: Pauline
• Speaker: Cook soybean milk for how much quantity?
• User: Wash 6 measuring cups of dry soybean and then add water until the scale of 8 of the pot.
• User: [Steep soybean for 8 hours and then cook 1 hour and keep it warm.]
• User: Use the filter to filter out its dregs and leave soybean milk .
• Speaker: Confirm Pauline's recipe of Soybean Milk is done. Do you like to save it?
• User: Yes.
• Speaker: Do you like to share it with friends?
• User: Yes
• Speaker: Do you like to make it public and compete for championship?
• User: Yes!

3. Related Industry Cluster

• 3.1 Electronic Industry Parks in Northern Taiwan (Taipei, Taoyuan..)

4. See Also,

• Product 04- AI Device- Smart Speaker (as a Platform of all Services)

Product 04. AI Device- Smart Speaker (as a Platform of Services)

1. Features

• 1.1 User initiates a dialogue:
• User: Weather (Exploitative Orientation)
• Speaker: Location and weather information for today..
• Speaker: Condition?
• User: Every 3 hour from 7:00 AM (Hoarding Orientation)
• Speaker: Until when?
• User: until 9:00 PM
• 
  
• User: Suggestion? (Receptive Orientation)
• Speaker:  Every 6 hour from 7:"00 AM until 7:00 PM

• 1.2 Speaker initiates a dialogue:
• Speaker: Weather settings? (Stocks, Clock, News, ..
• User: Every power-on (Hoarding Orientation)
• User: Every 3 hour from 7:00 AM (Hoarding Orientation)
• ..
• 
  
• Speaker: A Hobby? (Sports, Music, Books, ..
• User (Newbie with Receptive Orientation)
• Speaker (with Hoarding Orientation)
• Speaker (with Exploitative or Marketing Orientation)
• Speaker (act some friend, celebrity or Youtuber's hobby- social)
• User can also build his/her own contents (with Exploitative or Marketing Orientation)

• 1.3 Personal Profile
• Speaker knows your personal profile through talks.
• Speaker: A Hobby? (Sports, Music, Books, ..)
• User: Pop music
• Speaker: What kind of music do you like? (Hoarding Orientation)
• User: R&B, Soul, Jazz
• User: Play a song
• Speaker: (Play R&B songs from his/her media database.)
• Speaker (Play R&B songs promoted recently.)
• 
  
• Speaker: Who is your favorite singer?
• User: Stevie Wonder, Aretha Franklin, Mariah Carey..
• User: Play a song
• Speaker: (Play songs of Stevie Wonder.)
• 
  
• Speaker: Play song lists based on user's personal profile.
• Speaker Play song lists from friend, celebrity or Youtuber's socially.
• 
  
• User can also build his/her own contents (with Exploitative or Marketing Orientation)
• 
  
• Personal Profile: ID, Personal info, School, Profession, Investment, Diet & Nutrition, Exercise, Sports, Hobbies..

2. A Platform of Services

• 2.1 Apps: weather, clock, music, news, stocks, hobbies, radio, astrology, personal assistant, health coach..

• 2.2 Online searching and shopping, e,g, Google's Assistant.
• 2.3 To-do-list: daily routines, calendar
• 2.4 Wish-list
• 2.5 Professional/Adviser: finance, health
• 2.6 Learning: languages
• 2.7 Social & Hobbies: music, movies, entertainments, sports, games, pets, gardening, cooking..

3. Automation of Services

• Google Duplex: A.I. Assistant Calls Local Businesses To Make Appointments

4. Other Benefits

1. User interface and experience won't just be limited in visual methods like web layout, drop-down menu, gadget toolbar..
2. Well designed Dialogues will be the main user interface. It also releases user eye balls.
3. Target audience and customer will be expanded a lot and higher penetration rate to people who can listen and speak only, e.g. younger, older, blind, lower-educated.
4. The 4 human characters are just pure elements. You can design a personality with mixed characters to make it more acceptable, attractive, trustworthy, fashionable, anything-good-you-want..

5. Related Industry Cluster

• 4.1 Electronic Industry Parks in Northern Taiwan (Taipei, Taoyuan..)

See also,

• Company 05. Platform Strategy,

• Company 06. How to cross the big chasm of a new product life cycle?

• Basic 5. AI with Human Characters

• Basic 6. Sound, Speech, Natural Language Processing & Deep Learning

Product 03. Training or Learning with a skilled AI

1. Features

• 1.1 AI role playing
• User vs. AI (with Hoarding character and sensors): to show the user how to do and check the result on every step.
• Event or sales representative (with Marketing character): skills/dishes/languages.. taught by a friend/specialist/..

• 1.2 Hardware: AR/VR, Display/Cameras, Voice command/Microphone..
• 1.3 Software: AI
• 1.4 Content provider: Everyone can record and set his processes easily by AR/VR app and leave a file for friends, customers, any others to set easily.

2. Related Industry Cluster

• 2.1 Nangang Software Park in Taipei

Product 02. AR Device- Helmet or Goggles

Product 02- AR Device- Helmet or Goggles with a characterized AI to be your virtual company

1. Features

• 1.1. AI role playing
• User (with Receiving character) vs. helper AI (with Exploiting character): route touring to tell you where to turn
• User (with Hoarding character) vs. memory AI (with Hoarding character): to do routine routing, autopilot,..
• Event or sales representative (with Marketing character): specific route touring,  friends/Youtuber/celebrity touring
• Indoor or outdoor touring: hardware and software of the infrastructure 
• 1.2. Hardware: Bluetooth, Wifi, 4G/5G, GPS, Flexible Display, Voice command..
• 1.3. Software: Google map, museum, playground, any map (AR/VR)..
• 1.4. Content provider: Everyone can record and set his route touring easily by phone app and leave a file for friends, customers, any others to set easily.

2. Related Industry Cluster

• 2.1 The Taichung City Precision Machinery Innovation Technology Park & Largan Precision Co.,Ltd.
• 2.2 Electronic Industry Parks in Northern Taiwan (Taipei, Taoyuan..)

Similar Products

• Focals by North

Product 01. VR Facility (e.g. Internet Bank)

1. Goods & Service function block & Road-map of the system

• Deposit ->
• Credit ->
• Loan ->
• Investment ->
• Consumption ->
• ...

2. AI role playing

• User (with Receiving character) vs. helper AI (with Exploiting character): function touring          
• User (with Exploiting character) vs. Secretary AI (with Receiving character): voice commanding or clicking to jump to a function he wants to execute.
• User (with Hoarding character) vs. Financial adviser AI (with Hoarding character): to do routine jobs (e.g. account listing, investment listing, bill listing, membership..)
• Promotion or sales representative (with Marketing character): Discount, on sale..

• 2.1  Helper AI (with Exploiting character): Authority figure, gods ot goddess, NPC in games, specialist, Youtuber..

 

• 2.2  Secretary AI (with Receiving character)
   

• 2.3  Financial adviser AI (with Hoarding character): Butler 

 

• 2.4  Sales representative (with Marketing character): Event representative

 

3. Related Industry Cluster

• 3.1 Nangang Software Park in Taipei (a lot banks' headquarters also in Taipei)

Basic 5. AI with Human Characters (Updated on 2020.6.27)

Why does AI need human characters as its user interface?

How long can you talk to Siri or Google Now? Not quite long, right. A specific topic, , motive, role playing and proper dialogue can really help to get user’s interest and intention. This is a way to simulate human interactions between AI & user.

For examples:

1. Receptive Character AI provides obedient services for a User with Exploiting character as the following figure- a secretary,

2. Exploitative Character AI guides a User with Receptive character to explore and get resources as the following figure- an angel,

3. Hoarding Character AI helps a User with Receptive or Hoarding character to learn a skill as the following figure- an investment expert,

4. Marketing Character AI helps a User to know a new event/product/fashion as the following figure- a promoting sales.

5. Example Dialogues

    User from a beginner guided by an Exploitative Orientation AI and become an experienced user who may have his/her own companies (real persons or AIs) after more familiar with this application.

• 5.1 Beginner Users of Early Markets guided by an Exploitative Character AI to get App's knowledge and resources
• Exploitative AI: Hi, may I help you?
• User: What should I do for the first time in this APP?
• Exploitative AI: You may check the products/services/targets which we provide. (Introduce them from a menu..)
• User: (Listen and request to get more details from the menu..)
• Exploitative AI: Would you like to register or just be anonymous to start to experience?
• User: Anonymous.
• ...

• 5.2 Experienced Users of Mainstream Markets  guided by an Hoarding Character AI  to get expert's knowledge and resources
• Hoarding AI: Hi, may I help you?
• User:Tell me about your kingdom (knowledge system, resources, target-list,,,).
• Hoarding AI: My kingdom introduction... You may pay USD 10 per week to subscribe the service..
• ...

• 5.3 Experienced Users/Business Customers of Mainstream Markets have an Receptive Character AI to build his/her own habits and kingdom (knowledge system, social circles, resources, target-list,,,)

• Receptive AI: Hi, may I help you?
• User:I want to build my own kingdom. Please guide me.
• Receptive AI: According to your interactions with this APP before. We summarize your kingdom (knowledge system, resources, target-list,,,).as the followings. We also need to ask a few questions to fill the blanks.
• User: OK. Let's do it.
• ..

• 5.4 Experienced Users/Business Customers of Mainstream Markets have a Marketing Character AI to promote his products/Services (knowledge system, resources, target-list,..)

• Receptive AI: Hi, may I help you?
• User: I want to promote my kingdom. Please guide me.
• Receptive AI: Do you need to attach a picture or a logo?
• User:Yes, a picture
• ..

• 5.5 Experienced Users/Business Customers of Late Markets have a Marketing Character AI to promote his products/Services (knowledge system, resources, target-list,..) to save costs without an employee.

6. Coach & Learning

7. Other Benefits

• User interface and experience won't just be limited in visual methods like web layout, buttons, drop-down menu, gadget toolbar..
• Well designed Dialogues will be the main user interface. It also releases user eye balls.
• Target audience and customer will be expanded a lot and get higher penetration rate for people who would like to listen and speak more, e.g. younger, older, blind..
• The above figures can have its own appearance, voice, personal profile so user will feel like to have interactions with a vivid figure not a cold robot.
• The 4 human characters are just pure elements. You can design a personality with mixed characters to make it more acceptable, attractive, trustworthy, fashionable.., anything-interesting.

What are these 4 human characters and orientations?

See also the following link: Basic 1. Types of Human Characters extracted from Erich Fromm's book " Man for Himself" (1947);

Applications,

Product 04- AI Device- Smart Speaker (as a Platform of all Services),

Product 05- AI Device- Electrical Appliance

Product 02- AR Device- Helmet or Goggles,

Product 01- VR Facility (e.g. Internet Bank),

Product 06. AR Facility- AR Hospital for People of All Ages