Background
- A currency in digital form to be used among electronic devices
- Bill Notes/Checks -> Plastic cards -> Virtual Cards -> Virtual Currency (a currency or just a final product?)
- Credit/Debit system from banking
- Exchange value (circulativeness and popularity)
- Security (ID and traceable)
- Ultimate Goal: A currency for all currencies to exchange (It is USD now.)
- Limitation: Governments & Regulations Allow or not Allow in one country (potential market size and how fast it can grow.). Limit to consumer finance in most countries so far. China government allows Ali Pay &Wechat Pay work as a Digital Currency but has a lot controls over these companies
Credit Card Base
- VISA
- MASTER
- Paypal from eBay: the 3rd party payment over VISA/MASTER
- Square: POS for small merchants
- Amazon
- Euro: single currency of EU but no finance flexibility and control
Debit Card Base
- Alibaba (AliPay): B2B, B2C to form a platform and credit data -> Mutual Fund, Banking
- Wechat Pay
Mobile Payment
- Wechat Pay, AliPay (QR Code, In-App, Web-Based payments)
- iPhone NFC (virtual credit card), Samsung NFC
- Square: audio-jack reader & POS for small merchants
Gift Card Base and Bonus for Membership
Virtual Currency
1. Features
- 1.1 AI role playing
- User (with Receptive character) vs. memory AI (with Hoarding character): The Appliance tell you steps for how to cook a dish.
- User (with Hoarding character) vs. memory AI (with Hoarding character): You tell the Appliance steps for how to cook a dish..
- Event or sales representative (with Marketing character): special dishes or recipes of friends/Youtuber/celebrity/commodity
- ID User
- 1.2 Hardware: Bluetooth, Wifi, Voice command (voice engine), simple buttons (Power on/off, Audio speaking/listening, state of the appliance..)
- 1.3 Software: Phone APP or web browser of setting pages
- 1.4 Content provider: Everyone can record and set his/her dishes easily by phone app and leave a file for friends, customers, any others to set easily.
2. Dialogue Design Example
- 2.1 User initiates a dialogue:
- User: Cook rice
- Speaker: Wash rice for how many people?
- User: 4 people.
- Speaker: Wash 4 measuring cups of rice and then add water until the scale of 4 of the pot.
- Appliance: [Show states: to steep the rice for 30 minutes and then cook 30 minutes until it's done and keep it warm]
- 2.2 Speak initiates a dialogue:
- Speaker: Do you like to record a recipe?
- Speaker: ID yourself, please.
- Speaker: Cook soybean milk for how much quantity?
- User: Wash 6 measuring cups of dry soybean and then add water until the scale of 8 of the pot.
- User: [Steep soybean for 8 hours and then cook 1 hour and keep it warm.]
- User: Use the filter to filter out its dregs and leave soybean milk .
- Speaker: Confirm Pauline's recipe of Soybean Milk is done. Do you like to save it?
- Speaker: Do you like to share it with friends?
- Speaker: Do you like to make it public and compete for championship?
3. Related Industry Cluster
- 3.1 Electronic Industry Parks in Northern Taiwan (Taipei, Taoyuan..)
1. Features
- 1.1 User initiates a dialogue:
- User: Weather (Exploitative Orientation)
- Speaker: Location and weather information for today..
- Speaker: Condition?
- User: Every 3 hour from 7:00 AM (Hoarding Orientation)
- Speaker: Until when?
- User: until 9:00 PM
- User: Suggestion? (Receptive Orientation)
- Speaker: Every 6 hour from 7:"00 AM until 7:00 PM
- 1.2 Speaker initiates a dialogue:
- Speaker: Weather settings? (Stocks, Clock, News, ..
- User: Every power-on (Hoarding Orientation)
- User: Every 3 hour from 7:00 AM (Hoarding Orientation)
- ..
-
Speaker: A Hobby? (Sports, Music, Books, ..
- User (Newbie with Receptive Orientation)
- Speaker (with Hoarding Orientation)
- Speaker (with Exploitative or Marketing Orientation)
- Speaker (act some friend, celebrity or Youtuber's hobby- social)
- User can also build his/her own contents (with Exploitative or Marketing Orientation)
-
1.3 Personal Profile
- Speaker knows your personal profile through talks.
- Speaker: A Hobby? (Sports, Music, Books, ..)
- User: Pop music
- Speaker: What kind of music do you like? (Hoarding Orientation)
- User: R&B, Soul, Jazz
- User: Play a song
- Speaker: (Play R&B songs from his/her media database.)
- Speaker (Play R&B songs promoted recently.)
- Speaker: Who is your favorite singer?
- User: Stevie Wonder, Aretha Franklin, Mariah Carey..
- User: Play a song
- Speaker: (Play songs of Stevie Wonder.)
- Speaker: Play song lists based on user's personal profile.
- Speaker Play song lists from friend, celebrity or Youtuber's socially.
- User can also build his/her own contents (with Exploitative or Marketing Orientation)
- Personal Profile: ID, Personal info, School, Profession, Investment, Diet & Nutrition, Exercise, Sports, Hobbies..
2. A Platform of Services
- 2.1 Apps: weather, clock, music, news, stocks, hobbies, radio, astrology, personal assistant, health coach..
- 2.2 Online searching and shopping, e,g, Google's Assistant.
- 2.3 To-do-list: daily routines, calendar
- 2.4 Wish-list
- 2.5 Professional/Adviser: finance, health
- 2.6 Learning: languages
- 2.7 Social & Hobbies: music, movies, entertainments, sports, games, pets, gardening, cooking..
3. Automation of Services
4. Other Benefits
- User interface and experience won't just be limited in visual methods like web layout, drop-down menu, gadget toolbar..
- Well designed Dialogues will be the main user interface. It also releases user eye balls.
- Target audience and customer will be expanded a lot and higher penetration rate to people who can listen and speak only, e.g. younger, older, blind, lower-educated.
- The 4 human characters are just pure elements. You can design a personality with mixed characters to make it more acceptable, attractive, trustworthy, fashionable, anything-good-you-want..
5. Related Industry Cluster
- 4.1 Electronic Industry Parks in Northern Taiwan (Taipei, Taoyuan..)
See also,
- Basic 5. AI with Human Characters
